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Computer Protection
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Did you know that some sites actually add Spyware to your computer when you visit? Although your computer may not be harmed personal information about where you go can be collected and used for advertisement purposes. Have you noticed that your computer is not as fast as it used to be? Check out this link for a free PC Scan - find out if your computer has been infected with a virus: Free PC Scan
Protecting Yourself and Your Computer While Shopping Online
With prevalence of in-home computer use more and more people are attracted to the ease of online shopping and are spending higher amounts. Unfortunately, the chances of becoming a victim of Internet fraud are also increasing.
The Internet National Fraud Center Watch reports that the average loss to fraud victims continues to rise. Complaints relating to general merchandise purchases (goods never received or misrepresented) accounts for a larger portion of Internet fraud complaints, and auction purchases (goods never received or misrepresented) top the list.
Did you know that some sites actually add Spyware to your computer when you visit? Although your computer may not be harmed personal information about where you go can be collected and used for advertisement purposes. Have you noticed that your computer is not as fast as it used to be? Check out this link for a free PC Scan - find out if your computer has been infected with a virus: Free PC Scan
While many e-commerce Websites are reputable and have taken the necessary safety precautions to protect you, it never hurts to always proceed cautiously. If you are making an online purchase consider these easy steps:
1. Use only one credit card, preferably with a low credit limit, when making online purchases. Avoid using an ATM or debit card.
2. Be wary of unsolicited offers by sellers that you have never heard of - people that you probably should not be receiving emails from anyway. While the offer may be legitimate, spammers like to use this tactic to side-step reputable sites that provide consumer protection for online purchases.
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3. Use only reputable e-commerce websites that list contact information. Keep in mind that as with any purchase problems may come up and you will want to know that you can contact the company directly if needed.
4. Before you sign-up or opt-in for anything be sure that there is information related to your privacy - that is, the privacy of your information. Also check to see if they allow an opportunity to “opt-out” of receiving special offers from third-party vendors or for permission to share your personal information.
5. Check for a lock symbol in the status bar at the bottom of your Web browser window. Also, do not provide your personal information if the website address doesn’t start with “https” (a sign that the site is using a secure server).
6. Choose only verified sellers. Check to see if the vendor is a verified member of a reputable third party such as the Better Business Bureau, VeriSign, or Guardian eCommerce. These third-party sites help to ensure online consumers will be protected when shopping or conducting e-commerce transactions. Many vendors sell products through PayPal which will offer you protection as the consumer.
7. Check that the delivery date posted is reasonable. If you have not dealt with the vendor on a regular basis, be wary of any Website that states the shipment will be delayed 20 or more days. Delivery dates of 7-10 days are more common.
8. Keep a paper trail of all online transactions. Just as you would with any other purchase, print out a hard copy of the transaction and keep it in a file for future reference.
9. Be wary of website offers that just sound too good to be true. The Internet is littered with get rich quick scams and false advertising claims. Investigate all claims thoroughly before proceeding.
10. If you do not receive what you paid for do not hesitate to ask for a refund. If you find that you cannot get your refund for some reason then contact your state’s Department of Consumer Affairs for further assistance.
Did you know that some sites actually add Spyware to your computer when you visit? Although your computer may not be harmed personal information about where you go can be collected and used for advertisement purposes. Have you noticed that your computer is not as fast as it used to be? Check out this link for a free PC Scan - find out if your computer has been infected with a virus: Free PC Scan
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